---
title: "Consumer Financing"
url: "https://www.npcpayments.com/consumer-financing/"
post_type: "page"
date_published: "2015-07-31T21:20:24-08:00"
date_modified: "2019-02-13T20:49:31-08:00"
---

# Consumer Financing

Consumer Financing
			
				
				
				
				
				“We Offer a Unique Approach to Consumer Financing”
			
			
				
				
				
				
			
				
				
				
				
				
				
				
				
				
				
				Through our vast network of lender partners, we ensure that lenders are competing for each consumer loan contract. This way, your customers receive the best possible offer.
Most of our programs charge a flat fee not a loan discount fee! This is a significant savings for high ticket contracts. There is no discount, you pay just a one-time flat fee. We also offer more traditional programs with low discounts rates and sub-prime programs that approve contracts with a credit score as low as 540.
			
			
				
				
				
				
				
				
				
				
				
				We provide a program for online e-commerce businesses to now offer installment payments online. You can offer 0% interest or term installment payments that are directly integrated with your shopping cart system. Why offer one restrictive solution, like some of our competitors, when you can have a variety of solutions that meet the individual needs of your customers?
We feature Installment Loan Programs, Revolving Credit Card Programs, and Sub-prime Financing Programs. Call us today so we can customize a program just for your business!
			
			
				
				
				
				
			
				
				
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
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						Revolving Credit Card Programs
						Increase online sales by accepting credit cards, debit cards and ACH payments on your website with one of our Revolving Credit Card Programs! We offer a variety of flexible options and features.

No Discount and Discount Programs!
Loan Amounts up to $25,000
100% Non-recourse
Fast ACH Funding Within 72 Hours
Many 0% Interest Promotions Available
Lines of Credit Available
Instant Approval Available

					
				
			
				
				
				
				
				
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						Sub-Prime Financing Programs
						We can help you help your customers by supporting a variety of custom sub-prime financing programs. Some features include, but are not limited to:

 Loan Amounts up to $7500
Retail Discount Fee of 2.99% Flat
Medical Discount Fee of 9.99% Flat
All Loans Come with 90 Days SAC
Instant Online Credit Decisions
No Additional Paperwork Required
No Pay Stubs or Bank Statements

					
				
			
			
				
				
				
				
				
				
				
				
				
				
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						Installment Loan Programs
						Our Installment Loan Programs come with a variety of options to cater to you and your customer’s unique needs. These options include:

 No Discount and Discount Programs!
Loan Amounts up to $25,000
Loan Terms up to 60 Months
0% Interest up to 24 Months
E-sign Integrated Online Platform
Low, Fixed Monthly Payments
Instant Approval Available